116-page professional guide
Explanations, equations and worked examples to follow at your own pace.
Treasury & banking · Professional learning packageBefore you buy
Connect funding decisions with earnings and resilience.
Treasury Risk — a structured guide, offline practice and revision resources for treasury, alm and balance-sheet risk.
- Build a balance-sheet view of cash, funding and liquidity.
- Explore how rate, collateral and currency shocks interact.
- Practise defending a decision in an ALCO-style exercise.
Starting knowledge: Basic financial arithmetic; familiarity with assets, liabilities and cash flows is helpful.
New to these ideas? Start with the free lessons →
Check your starting knowledge · 3 quick prompts
Check the ideas you recognise. This is a study guide to help you choose where to start.
Inside your download
A complete study routine, in one place.
100 question-and-answer flashcards
Focused revision in digital and downloadable formats.
Offline lab · 33 lessons or topics
Explore the calculations locally in your browser after downloading.
69 interview questions and applied cases
Practise the calculations and compare your reasoning with the answers.
Applied workbook and career toolkit
Structured assignments, a capstone exercise and templates for explaining your work.
Source references
A reference register or source map to support further study.
Read, practise and try the lab.
Sample edition: These excerpts are from the v0.9 review edition, 19 September 2026. They show the teaching approach; the current paid package may have expanded content and a different layout. Check the contents above and the current Topmate listing before buying.
Worked case: funding gap and NII
Loans are 720, securities 120, cash 30, deposits 690 and equity 80. Wholesale funding costs 4.6%; loans yield 6.2%, securities 4.1%, cash 3.0% and deposits cost 2.1%. Calculate the wholesale funding need and annual net interest income.
Show the worked solution
Assets = 720 + 120 + 30 = 870. Deposits + equity = 770, so wholesale funding need = 100. Annual NII = 720 × 6.2% + 120 × 4.1% + 30 × 3.0% − 690 × 2.1% − 100 × 4.6% = 30.69. Amounts use the same units as the inputs. The rates and portfolio are synthetic teaching assumptions.
Five flashcards from the pack
Choose a question to reveal its answer.
What is treasury risk management trying to achieve?
Ensure the bank can meet obligations when due, maintain reliable funding, manage interest-rate and currency mismatches, preserve resilience under stress and make the economic cost of balance-sheet risk visible.
What is the central idea behind Build a bank balance sheet?
Treasury connects assets to funding and manages the timing and price of cash.
What is a useful core formula or diagnostic for Build a bank balance sheet?
Assets = loans + securities + cash; Funding gap = assets - deposits - equity
What is a key implementation control or caveat for Build a bank balance sheet?
Separate accounting balance from cash availability; include funding cost, maturity and liquidity characteristics.
What is the central idea behind Liquidity versus solvency?
Solvency is balance-sheet capacity to absorb losses. Liquidity is ability to meet obligations when due.
Try one calculator from the offline lab
A single-calculator adaptation of the review-edition lab. The full lab is included in the paid package.
Choose how you study
What does a package add?
| Your study material | Free on Quant$ense | In a paid package |
|---|---|---|
| Explore the concepts | Interactive online lessons, visualisations and explanations | A structured downloadable guide with worked examples |
| Practise calculations | Change inputs in the online applets | Offline lab plus applied exercises and answers |
| Revise and recall | Lesson questions and definitions | 100 flashcards for focused revision |
| Prepare an explanation | Build intuition through the free learning path | Interview practice and career or implementation resources |
| Access | Open the website in your browser | Download your chosen subject package through Topmate |
All online lessons and visualisations remain free. Each package is an optional purchase for one subject. See its contents before buying.
Learning informed by banking practice.
We are a group of bankers working in these fields. We created Quant$ense to help learners connect financial concepts, calculations and practical questions.
More about Quant$ense →A few practical details.
How do I receive the package?
Complete your purchase on Topmate and use its delivery instructions to access the downloadable files. Save and unzip the package on your device before opening the materials. If you need help accessing a purchase, use the contact page.
What do I need to use the files?
A PDF reader and a modern browser on a laptop or desktop are recommended. The downloaded interactive labs run in your browser offline. You can open the free website lessons before purchasing to try the learning approach.
Is the price a subscription?
Each subject package is a one-time digital purchase, listed at ₹999. Review the final amount, any applicable fees or taxes, delivery details and purchase terms on Topmate before paying.
Can I start with the free website?
Yes. All online modules remain free. Read the starting-knowledge guidance for your chosen package, explore a lesson and use the previews to decide whether the downloadable materials suit your goal.
Do packages include a qualification or guaranteed job outcome?
They are self-study educational resources. Interview questions provide practice and do not guarantee employment, a qualification or regulatory approval.
Ready to work through Treasury Risk?
One subject. A structured set of materials to study at your own pace.
₹999one-time · Treasury RiskBuy on Topmate